
America’s Affordability Crisis: $1.23 Trillion in Credit Card Debt and What Comes Next
America’s $1.23T credit card debt exposes the affordability crisis—what’s driving it, why South Dakota matters, and practical fixes.

America’s $1.23T credit card debt exposes the affordability crisis—what’s driving it, why South Dakota matters, and practical fixes.

Compliance deadlines—not fraud—quietly destroy nonprofits. One missed filing can revoke status, freeze funding, and ruin donor trust.

Understand HOA member’s equity, why it matters, common accounting issues, and best practices for stronger financial transparency.