Fraudsters aren’t just knocking at the door anymore—they’re sending emails, calling your phone, sliding into your DMs, and thanks to AI, they might even sound like your accountant.
The IRS sees it too. Every year, they publish the Dirty Dozen—a list of the most dangerous tax scams targeting everyday taxpayers. Think of it as your official annual “don’t fall for this” list.
Here’s what to watch for in 2025—and how to keep yourself, your family, and your finances safe.
Why This Matters (Even If You’re “Too Smart to Be Scammed”)
It’s tempting to think, Not me. I’d never click a suspicious link.
But the truth? Scams are evolving faster than most people can keep up.
Artificial intelligence makes the lie more convincing. Technology makes the trail harder to trace. And here’s a fact worth tattooing on your brain: The IRS will never call, email, or text you first.
So yes—this applies to you, your parents, your kids, and that friend who still uses “123456” as a password.
The 2025 Dirty Dozen: Top Tax Scams to Watch
1. AI-Generated Phishing Emails and Texts
Scammers are using AI to craft messages that look exactly like they came from the IRS, your tax software, or your accountant—complete with logos, personal details, and fake “secure portals.”
Your move: Never click links in unsolicited messages. Go directly to IRS.gov or call your trusted tax pro.
2. Fake Social Media Tax Help
“$10K refund—even if you didn’t file!” Sounds good? It’s not. These pop-up “services” often file fake returns in your name, leaving you with penalties.
Your move: Work only with licensed, verified tax professionals.
3. Offer in Compromise Mills
Legitimate IRS program, shady execution. Some companies promise debt forgiveness, charge large upfront fees, and disappear.
Your move: Seek advice from a qualified tax advisor—not a random call center.
4. Fake Charities
Disasters bring out generosity—and scammers. Some “charities” are fronts for theft.
Your move: Verify organizations with the IRS Tax-Exempt Org Search before donating.
5. ERC Scams (Employee Retention Credit)
Still hot in 2025. Fraudulent firms file false ERC claims, leaving you to pay it back with interest.
Your move: If someone guarantees you qualify without reviewing records, walk away.
6. Spear Phishing for Tax Pros
Hackers target accountants to steal entire client files.
Your move: Ask your tax preparer about their security protocols.
7. Bogus Tax Advice on TikTok and YouTube
“Start an LLC and write off everything” is not a tax plan—it’s an audit invitation.
Your move: Vet advice against reputable sources (like us).
8. Ghost Preparers
They prepare your return but don’t sign it—because it’s fraudulent.
Your move: Require your preparer to sign and include their PTIN.
9. Fake IRS Agent Phone Calls
Automated threats of arrest or asset seizure unless you pay—often in gift cards.
Your move: Hang up. Report to TIGTA.
10. Fraudulent Tax Benefits Claims
From fake education credits to made-up deductions, scammers inflate refunds.
Your move: Only claim what you can document.
11. Social Security Number Spoofing
Scammers file a fake return with your SSN before you do.
Your move: File early and consider an IRS Identity Protection PIN.
12. False Fuel Tax Credit Claims
Only for off-highway use—yet scammers push it for everyone.
Your move: If you’re told “the IRS owes you gas money,” it’s a scam.
How to Stay One Step Ahead
The goal isn’t to live in fear—it’s to live informed.
Practical safeguards:
- Enable multi-factor authentication on financial accounts.
- File taxes early to reduce ID theft risk.
- Verify every charity before donating.
- Share scam alerts with parents, kids, and friends.
- Report suspicious activity to the IRS or FTC.
Why JS Morlu Is Your Scam-Proofing Ally
At JS Morlu, we combine deep tax law expertise with proactive fraud prevention to protect our clients. Our team stays ahead of IRS updates, AI-driven scam tactics, and regulatory changes so you can focus on what matters—your business, your investments, and your peace of mind.
Whether you’re a small business owner, a government contractor, or a high-net-worth individual, we:
- Review and prepare your returns with meticulous accuracy.
- Implement identity protection measures for sensitive data.
- Offer strategic planning to minimize risk and maximize compliance.
Final Word
Scammers thrive in the shadows. The more we share this information, the harder it is for them to win.
Let’s keep your finances—and your future—secure.
Schedule a strategy session with our tax team before the next phishing email hits your inbox.