By: John S. Morlu II, CPA
Welcome to the Post-Aid Era
Foreign governments, banks, fintechs — all broke, breathless, and blaming “reconciliation delays” like it’s a traffic jam in downtown Lagos during rush hour.
You’ve heard it (or said it):
“The numbers don’t match, but let’s just roll with it.”
Congratulations — that’s the sound of financial collapse in slow motion.
The Problem? Your Transactions Are Playing Hide and Seek.
Governments are trying to collect taxes.
Banks are trying to explain why $100 million is still “processing.”
Fintechs are sobbing into their dashboards.
And the Treasury Department just duct-taped a spreadsheet and called it “reconciled.”
Spoiler: It’s not.
You’ve got:
- 14 data systems
- 9 payment gateways
- 6 currencies
- 3 time zones
- And one poor accountant named Fred who hasn’t slept since March.
Meanwhile, your cash flow is in a coma, your audit trail looks like a toddler’s finger painting, and everyone keeps insisting:
“Don’t worry — the money’s somewhere.”
Enter Recksoft: The AI Therapist for Financial Chaos
Recksoft isn’t just reconciliation software.
It’s the financial therapist that stares your ledger in the face and says,
“Let’s talk about where the money went.”
It matches. It verifies. It reconciles.
It whispers things like:
“Yes, that missing $3.4 million is in the wrong suspense account, and no — Fred wasn’t hallucinating.”
📍 Real(ish) Example:
A government payroll system once sent three months’ salary to a ghost employee named “Mr. Nobody.”
Nobody complained. Nobody showed up.
Turns out, “Nobody” was a test name someone forgot to delete.
Recksoft would’ve caught it before Mr. Nobody booked a beach trip.
Who Needs Recksoft? Everyone Who’s Ever Said, “Let Me Check That Later.”
- Governments: Saying “We’ll fix it in the supplementary budget” is not revenue collection. That’s called institutionalized prayer.
- Banks: Where “reconciled” means “the spreadsheet balanced before 5 p.m.” — followed by mass evacuation.
- Fintechs: Processing 1,000 transactions a second but reconciling once a week… using hope, vibes, and a Slack thread titled “urgent.”
- Donor Projects: When $20 million disappears into “miscellaneous,” your impact report becomes a work of fiction.
- Telecoms: Airtime flows, money flows, float evaporates — nobody knows who’s holding what.
- Mobile Money Operators: Reconciliation involves screenshots, a printer from 2009, and one person named “Kofi” who’s off on leave.
📍 Fun Fact:
One African bank delayed an audit by 4 months because the mobile money report was “corrupted.”
Translation: the file was too big for Outlook.
They should’ve reconciled it… and switched to Gmail.
Recksoft Does It All (And Doesn’t Complain Like Fred)
- AI Matching Engine:
Matches mismatched transactions like a dating app for financial records.
Even if one says “Payment-Final_FINALv2” and the other says “REVENUE_JUNE_(REAL).csv.” - Automated Aggregation:
Connects banks, telcos, ERPs, dusty ledgers, rogue spreadsheets, and that guy who still emails Excel files from Hotmail. - Real-Time Reconciliation:
No more “let’s fix it in Q4.” Recksoft shows you exactly what happened right now. - Cash Flow Clarity:
Know what you have. What you’re owed. What Fred accidentally sent to “Department of Goat Subsidies.”
📍 Fun Fact:
Some governments still print their reconciliation reports… and then scan them.
Recksoft supports PDF, but internally, it weeps.
Fun Fact Intermission: Now With More Chaos
- Governments lose 15–30% of revenue to reconciliation failures.
- A West African telecom misplaced $1.2 million in float labeled “misc revenue.”
- “Reconciled manually” = blood pressure + political risk + tears.
- “Suspense account” is accountant-speak for: “Please stop asking.”
Public Debt? Most Countries Have No Clue Who They Owe
Not joking.
Many developing countries are paying interest on loans they can’t even identify.
- No loan keys (like receipts for debt).
- Paying anyone who sends a well-formatted demand letter.
- 30-year-old loans marked “under review” — by ghosts.
📍 Real(ish) Example:
One country was paying interest to three different banks — on the same loan — for 10 years.
Why? No reconciliation.
Just vibes and invoices.
📍 Another Example:
A Ministry of Finance “lost track” of a $50 million energy loan.
It was found years later during office renovations — inside a cabinet… with floppy disks.
Recksoft: Because Your Country Deserves to Know Who It Owes
Recksoft brings structure to your debt:
- No paying the wrong lender.
- No paying twice.
- No forgetting who you borrowed from in 1997.
It centralizes your loan records.
Flags weirdness.
Remembers what your last 4 finance ministers forgot.
And most importantly, keeps millions from going to Neverland.
The Future Doesn’t Tolerate Financial Guesswork
Global aid? Gone.
Donor trust? Fragile.
Public finances? Under pressure.
And now we’re taxing goat videos and truffle chips just to stay solvent.
So let’s be honest:
If you can’t reconcile it, you can’t collect it.
If you can’t see it, you can’t fix it.
Recksoft: Not Excel. Not Vibes. Not “Try Again Next Quarter.”
It’s:
✅ AI-powered
✅ Audit-proof
✅ Ghost-payment-busting
✅ CFO sanity-saving
✅ Available now.
Real World-ish Scenario:
A major fintech once double-charged 10,000 customers, took two weeks to reconcile it, and spent 3 months getting cooked on Twitter.
Don’t be that fintech. Be better. Be Recksoft.
Recksoft Will Reconcile Your Soul
Okay, not literally.
But your:
- Bank statements
- Float balances
- Donor reports
- Suspense accounts
- Missing loans
…are all safe with us.
So if your money’s been ghosting you…
Recksoft is here to call it out — line by line.
✅ Now Available
🌍 www.recksoft.com
🧼 Where your cash comes clean.
About the Author
John is an entrepreneur, strategist, and founder of JS Morlu, LLC, a Virginia based CPA firm with multiple software ventures including www.FinovatePro.com, www.Recksoft.com and www.Fixaars.com . With operations spanning multiple countries, John is on a mission to build global infrastructure that empowers small businesses, entrepreneurs, and professionals to thrive in an increasingly competitive world. He believes in hard truths, smart execution, and the relentless pursuit of excellence. When he’s not writing or building, he’s challenging someone to a productivity contest—or inventing software that automates it.