How I Studied Across Three Universities and Worked in 88 Countries — and Why I Still Care About Excel

How I Studied Across Three Universities and Worked in 88 Countries — and Why I Still Care About Excel

By: John S. Morlu II, CPA

Here is a simple truth.

No one grows up planning to study across multiple universities, work and travel in dozens of countries, and still care deeply about whether a spreadsheet reconciles.

Yet that is often how experience works. It trains you gradually—sometimes without asking—by exposing you to complexity early and often.

This is not a story about credentials. It is a story about how perspective is formed.

Three Institutions. Three Lessons. One Framework.

At the University of Virginia, I learned how power thinks.

History, leadership, institutions, and continuity. You learn quickly that intelligent people often disagree profoundly—and still shape outcomes. You also learn that tradition matters, sometimes more than logic.

That lesson stays with you.

At the George Mason University, theory meets reality.

Economics. Incentives. Systems. Here, ideals are tested against behavior.

The conclusions are direct:

  • People respond to incentives, not intentions
  • Weak systems defeat strong rhetoric
  • Data remains unmoved by effort

It is a humbling education—and an essential one.

At Johns Hopkins University, you study what happens when systems fail.

Public programs, governance structures, and policy execution. Ideas that were sound in design, but fragile in practice.

You learn that:

  • Good ideas still fail
  • Complexity resists control
  • Accountability is rare—and therefore valuable

Together, these experiences shape a mindset that:

  • Anticipates problems
  • Plans for uncertainty
  • Remains calm when outcomes diverge from intent

It is not a mindset that enjoys surprises. But it performs well under pressure.

The 88-Country Classroom

Some people earn their global education in classrooms. Mine came largely through work and travel.

Over time, assignments and travel took me to 88 countries—different legal systems, cultures, currencies, and expectations. The variation was wide. The patterns were not.

Everywhere:

  • Systems are described as “temporary”
  • Processes are “almost approved”
  • Constraints existed long before the current leadership arrived

Certain truths proved universal:

  • Meetings rarely start on time
  • Budgets are perpetually unfinished
  • Presentations are always longer than necessary

I have worked in environments where:

  • The analysis functioned, but the infrastructure did not
  • Senior officials arrived late while journalists arrived early
  • Projects succeeded not because conditions were ideal, but because discipline prevailed

You learn quickly that:

  • Excel works everywhere
  • Cash-flow problems sound the same in every language
  • “We’ll follow up” often means uncertainty
  • And “we’ll circle back” is globally recognized as fiction

Exposure like this does not make you cynical. It makes you precise.

Why This Perspective Matters

These experiences explain certain habits:

  • Asking direct questions
  • Remaining composed in disorder
  • Focusing on fundamentals when others focus on noise

I have seen environments with fewer tools, less time, and higher stakes.

That is why I believe deeply in building things that work—not because they are fashionable, but because they are durable.

Clear thinking. Careful planning. Execution grounded in reality.

Those qualities remain rare.

A Closing Reflection

Many professionals spend their careers within:

  • One system
  • One geography
  • One way of thinking

Others accumulate perspective by observing how systems succeed—and how they fail—across contexts.

I have been fortunate to experience the latter.

And that perspective continues to shape how I work, how I decide, and why I still care deeply about whether the numbers reconcile.

Because details matter. And so does understanding the world they live in.

Author: John S. Morlu II, CPA is the CEO and Chief Strategist of JS Morlu, leads a globally recognized public accounting and management consultancy firm. Under his visionary leadership, JS Morlu has become a pioneer in developing cutting-edge technologies across B2B, B2C, P2P, and B2G verticals. The firm’s groundbreaking innovations include AI-powered reconciliation software (ReckSoft.com), Uber for handymen (Fixaars.com) and advanced cloud accounting solutions (FinovatePro.com), setting new industry standards for efficiency, accuracy, and technological excellence.

JS Morlu LLC is a top-tier accounting firm based in Woodbridge, Virginia, with a team of highly experienced and qualified CPAs and business advisors. We are dedicated to providing comprehensive accounting, tax, and business advisory services to clients throughout the Washington, D.C. Metro Area and the surrounding regions. With over a decade of experience, we have cultivated a deep understanding of our clients’ needs and aspirations. We recognize that our clients seek more than just value-added accounting services; they seek a trusted partner who can guide them towards achieving their business goals and personal financial well-being.
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