By: John S. Morlu II, CPA
Why most people are replaceable—and how not to be one of them.
Life is simple. But most people complicate it by lying to themselves first.
🪞 Life Is Simple. People Complicate It.
We live in a time where wants outpace work ethic, and ego exceeds output.
People want to:
- Drive luxury cars with entry-level discipline.
- Be CEOs with intern-level responsibility.
- Be adored in relationships without giving honesty, effort, or reliability.
They crave greatness but avoid grind.
They desire results but reject responsibility.
They want trust but won’t tell the truth.
And then they wonder, “Why am I stuck?”
💭 The Desire–Capacity Gap: The Root of Unhappiness
Let’s break it down:
Desire is what you want.
Capacity is what you’re able to handle.
When you dream of a million-dollar life but won’t:
- Work more than 6 focused hours a week,
- Invest in learning beyond TikTok videos,
- Or build a reputation for reliability,
…then the gap between what you want and what you can sustain becomes a permanent source of stress, jealousy, and emotional fatigue.
This is why people burn out.
This is why they blame others.
This is why they quietly resent the winners—they can’t match them in the dark room where no one’s watching.
🔥 Misery Loves Company (and Credit Card Debt)
To make matters worse, people don’t just sit with their gap—they start comparing it.
They see the curated lives of others on social media and assume:
“Everyone’s ahead of me. I’m falling behind.”
So they try to keep up with a fantasy, racking up:
- Maxed-out credit cards,
- Loan obligations,
- Shaky investments,
- And debt-fueled lifestyles.
All of it to signal success they haven’t actually built.
And the worst part?
They neglect building themselves—skills, resilience, relationships, inner peace—in the process.
🤯 The Brutal Truth: Most People Are Replaceable
Let me speak plainly:
I’ve managed hundreds of people.
Employees, contractors, partners, advisors—every type.
And I’ve learned: most people are dispensable.
You can remove them from a role, project, or relationship, and nothing breaks. In fact, sometimes things get better.
Because what they brought was surface-level:
- Low reliability.
- High maintenance.
- A sense of entitlement without any deep value.
They showed up—but never stood out.
They did tasks, but didn’t take ownership.
They had proximity, but no power.
🤐 Even If You’re Close to the Boss—You’re Still Accountable
Let’s kill a myth:
Being close to the boss doesn’t make you safe.
Yes, it might buy you more time.
Yes, you might get the benefit of the doubt.
But the moment you stop delivering, the clock starts ticking.
“You hold no cards.” —Donald Trump, to the Ukrainian President
(And to many of us, unknowingly.)
Whether in marriage, business, or friendship, your place is only secure if you hold at least one valuable card.
That card could be:
- Exceptional execution.
- Fierce loyalty.
- Strategic insight.
- Relationship-building superpowers.
But my favorite card—the one I respect above all—is this:
Brutal responsibility.
Ruthless accountability.
Radical transparency.
Without at least one of these, your value in my eyes drops like a rock off a cliff.
🧱 The Core Problem Isn’t Skill—It’s Character
Let’s be clear:
The reason people don’t grow is rarely because they lack skill.
We have free tutorials on YouTube, courses, mentors, books, webinars, newsletters, podcasts—you name it.
Yet people stay stuck.
Why?
Because they don’t have the character to be accountable, responsible, and honest—even with themselves.
They:
- Lie to cover mistakes.
- Blame others to protect their image.
- Make excuses faster than progress.
It’s not a competence issue.
It’s a character issue.
😵 Why People Avoid Accountability
Let’s call it out:
- Accountability is uncomfortable.
- Responsibility is heavy.
- Transparency is exposing.
And we live in a culture obsessed with comfort, image, and ego.
So people:
- Rewrite narratives to look better.
- Dodge ownership.
- Get defensive at feedback.
- Disappear when the bill comes due.
But here’s the truth:
Accountability isn’t punishment.
It’s power.
When you take ownership, you take control.
You go from victim to builder.
🔥 Want to Be Indispensable? Be That One Person
In any team, relationship, or business, there’s always that one person.
You know the type:
- Shows up when it’s messy.
- Tells the truth even when it hurts.
- Owns mistakes without needing to be blamed.
- Fixes problems instead of pointing fingers.
- Doesn’t perform—delivers.
That person?
That person is gold.
You can’t fire them.
You can’t replace them easily.
You don’t want to lose them—because when the storm hits, they’re the anchor.
🛠 The Payoff: In Every Area of Life
Let’s get practical.
In Marriage:
The partner who says, “You’re right. I misunderstood. I’ll do better.” wins long-term—not the one who gaslights, stonewalls, or blames stress.
In Friendships:
The friend who shows up without being asked, who apologizes first, who gives without keeping score—they’re rare. And they’re loved.
In Work:
The employee who takes full ownership of outcomes (not just tasks), who communicates openly, who doesn’t wait to be micromanaged—they rise. Every time.
🧞♂️ Satirical Sidebar: Meet the Excuse Olympians
Introducing the All-Star Lineup:
🥇 The Ghost Responder – Vanishes when the group chat gets real.
🥈 The Email Blamer – “I sent the email. Did you check your spam?”
🥉 The Energy Mystic – “I just wasn’t aligned with the task spiritually.”
🏅 The Martyr Minimalist – “I’m doing SO much (even if nothing’s delivered).”
They win gold in blaming others and bronze in actual results.
And then they wonder why no one invests in them.
💡 What Makes You Valuable?
Here’s what builds long-term, unshakable value:
✅ Owning your mistakes—before anyone catches them
✅ Telling the truth—even when it’s risky
✅ Over-communicating—not ghosting
✅ Showing up early, staying late, asking “What else can I help with?”
✅ Following through—no reminders needed
These things are rare.
And rare = valuable.
🎯 How to Hold the Right Cards
If you want to matter long-term, hold these three cards:
1. Brutal Responsibility
Don’t just accept credit. Accept blame. Be the one who says “I’ll handle it.”
2. Ruthless Accountability
Own your time, your results, your reputation. Every day.
3. Radical Transparency
Don’t spin stories. Don’t hide. Tell the truth—even when it’s messy.
These aren’t soft skills.
They’re survival skills in the real world.
🚀 TL;DR – The Secret Sauce
Want to be indispensable in work, love, and life?
Forget faking perfection.
Forget charming people into liking you.
Forget politics and positioning.
Instead, be:
- Radically accountable
- Fiercely responsible
- Unapologetically transparent
Because in a world of smoke and mirrors, the clearest person wins.
💬 Final Word: What Card Do You Hold?
When people think of you:
- Do they feel safer?
- Do they trust you with problems?
- Do they count on you under pressure?
- Would they fight to keep you around?
Or would they replace you quietly and move on?
Only one thing changes that:
Character.
So I ask again:
What card do you hold?
Author: John S. Morlu is CEO + Chief Strategist of JS Morlu, a Virginia based CPA firm developing high powered, user-friendly tech solutions in www.finovatepro.com, www.recksoft.com, and www.fixaars.com
