By: John S. Morlu II, CPA
Why most people are replaceableāand how not to be one of them.
Life is simple. But most people complicate it by lying to themselves first.

šŖ Life Is Simple. People Complicate It.
We live in a time where wants outpace work ethic, and ego exceeds output.
People want to:
- Drive luxury cars with entry-level discipline.
- Be CEOs with intern-level responsibility.
- Be adored in relationships without giving honesty, effort, or reliability.
They crave greatness but avoid grind.
They desire results but reject responsibility.
They want trust but won’t tell the truth.
And then they wonder, āWhy am I stuck?ā
š The DesireāCapacity Gap: The Root of Unhappiness
Letās break it down:
Desire is what you want.
Capacity is what youāre able to handle.
When you dream of a million-dollar life but wonāt:
- Work more than 6 focused hours a week,
- Invest in learning beyond TikTok videos,
- Or build a reputation for reliability,
ā¦then the gap between what you want and what you can sustain becomes a permanent source of stress, jealousy, and emotional fatigue.
This is why people burn out.
This is why they blame others.
This is why they quietly resent the winnersāthey canāt match them in the dark room where no oneās watching.
š„ Misery Loves Company (and Credit Card Debt)
To make matters worse, people donāt just sit with their gapāthey start comparing it.
They see the curated lives of others on social media and assume:
āEveryoneās ahead of me. Iām falling behind.ā
So they try to keep up with a fantasy, racking up:
- Maxed-out credit cards,
- Loan obligations,
- Shaky investments,
- And debt-fueled lifestyles.
All of it to signal success they havenāt actually built.
And the worst part?
They neglect building themselvesāskills, resilience, relationships, inner peaceāin the process.
𤯠The Brutal Truth: Most People Are Replaceable
Let me speak plainly:
Iāve managed hundreds of people.
Employees, contractors, partners, advisorsāevery type.
And Iāve learned: most people are dispensable.
You can remove them from a role, project, or relationship, and nothing breaks. In fact, sometimes things get better.
Because what they brought was surface-level:
- Low reliability.
- High maintenance.
- A sense of entitlement without any deep value.
They showed upābut never stood out.
They did tasks, but didnāt take ownership.
They had proximity, but no power.
š¤ Even If Youāre Close to the BossāYouāre Still Accountable
Letās kill a myth:
Being close to the boss doesnāt make you safe.
Yes, it might buy you more time.
Yes, you might get the benefit of the doubt.
But the moment you stop delivering, the clock starts ticking.
āYou hold no cards.ā āDonald Trump, to the Ukrainian President
(And to many of us, unknowingly.)
Whether in marriage, business, or friendship, your place is only secure if you hold at least one valuable card.
That card could be:
- Exceptional execution.
- Fierce loyalty.
- Strategic insight.
- Relationship-building superpowers.
But my favorite cardāthe one I respect above allāis this:
Brutal responsibility.
Ruthless accountability.
Radical transparency.
Without at least one of these, your value in my eyes drops like a rock off a cliff.
š§± The Core Problem Isnāt SkillāItās Character
Letās be clear:
The reason people donāt grow is rarely because they lack skill.
We have free tutorials on YouTube, courses, mentors, books, webinars, newsletters, podcastsāyou name it.
Yet people stay stuck.
Why?
Because they donāt have the character to be accountable, responsible, and honestāeven with themselves.
They:
- Lie to cover mistakes.
- Blame others to protect their image.
- Make excuses faster than progress.
Itās not a competence issue.
Itās a character issue.
šµ Why People Avoid Accountability
Letās call it out:
- Accountability is uncomfortable.
- Responsibility is heavy.
- Transparency is exposing.
And we live in a culture obsessed with comfort, image, and ego.
So people:
- Rewrite narratives to look better.
- Dodge ownership.
- Get defensive at feedback.
- Disappear when the bill comes due.
But hereās the truth:
Accountability isnāt punishment.
Itās power.
When you take ownership, you take control.
You go from victim to builder.
š„ Want to Be Indispensable? Be That One Person
In any team, relationship, or business, thereās always that one person.
You know the type:
- Shows up when itās messy.
- Tells the truth even when it hurts.
- Owns mistakes without needing to be blamed.
- Fixes problems instead of pointing fingers.
- Doesnāt performādelivers.
That person?
That person is gold.
You canāt fire them.
You canāt replace them easily.
You donāt want to lose themābecause when the storm hits, theyāre the anchor.
š The Payoff: In Every Area of Life
Letās get practical.
In Marriage:
The partner who says, āYouāre right. I misunderstood. Iāll do better.ā wins long-termānot the one who gaslights, stonewalls, or blames stress.
In Friendships:
The friend who shows up without being asked, who apologizes first, who gives without keeping scoreātheyāre rare. And theyāre loved.
In Work:
The employee who takes full ownership of outcomes (not just tasks), who communicates openly, who doesnāt wait to be micromanagedāthey rise. Every time.
š§āāļø Satirical Sidebar: Meet the Excuse Olympians
Introducing the All-Star Lineup:
š„ The Ghost Responder ā Vanishes when the group chat gets real.
š„ The Email Blamer ā āI sent the email. Did you check your spam?ā
š„ The Energy Mystic ā āI just wasnāt aligned with the task spiritually.ā
š
The Martyr Minimalist ā āIām doing SO much (even if nothingās delivered).ā
They win gold in blaming others and bronze in actual results.
And then they wonder why no one invests in them.
š” What Makes You Valuable?
Hereās what builds long-term, unshakable value:
ā
Owning your mistakesābefore anyone catches them
ā
Telling the truthāeven when itās risky
ā
Over-communicatingānot ghosting
ā
Showing up early, staying late, asking āWhat else can I help with?ā
ā
Following throughāno reminders needed
These things are rare.
And rare = valuable.
šÆ How to Hold the Right Cards
If you want to matter long-term, hold these three cards:
1. Brutal Responsibility
Donāt just accept credit. Accept blame. Be the one who says āIāll handle it.ā
2. Ruthless Accountability
Own your time, your results, your reputation. Every day.
3. Radical Transparency
Donāt spin stories. Donāt hide. Tell the truthāeven when itās messy.
These arenāt soft skills.
Theyāre survival skills in the real world.
š TL;DR ā The Secret Sauce
Want to be indispensable in work, love, and life?
Forget faking perfection.
Forget charming people into liking you.
Forget politics and positioning.
Instead, be:
- Radically accountable
- Fiercely responsible
- Unapologetically transparent
Because in a world of smoke and mirrors, the clearest person wins.
š¬ Final Word: What Card Do You Hold?
When people think of you:
- Do they feel safer?
- Do they trust you with problems?
- Do they count on you under pressure?
- Would they fight to keep you around?
Or would they replace you quietly and move on?
Only one thing changes that:
Character.
So I ask again:
What card do you hold?
Author: John S. Morlu is CEO + Chief Strategist of JS Morlu, a Virginia based CPA firm developing high powered, user-friendly tech solutions in www.finovatepro.com, www.recksoft.com, and www.fixaars.com
JS Morlu LLC is a top-tier accounting firm based in Woodbridge, Virginia, with a team of highly experienced and qualified CPAs and business advisors. We are dedicated to providing comprehensive accounting, tax, and business advisory services to clients throughout the Washington, D.C. Metro Area and the surrounding regions. With over a decade of experience, we have cultivated a deep understanding of our clients’ needs and aspirations. We recognize that our clients seek more than just value-added accounting services; they seek a trusted partner who can guide them towards achieving their business goals and personal financial well-being.
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